Empower your business with easy-access secured funding programs.
Apply for savings accounts, high-yield deposits, or loan schemes easily.
View latest rates for Savings accounts, FD, RD, and Senior Citizen bonuses.
Got a query? Speak directly to our customer support representatives.
Suryvansh Samriddhi Nidhi Limited is registered under Section 406 of the Companies Act, 2013, and is regulated by the Ministry of Corporate Affairs (MCA). Our core goal is to cultivate the habit of thrift and savings among our members. We receive deposits from and lend to our members only, ensuring complete trust, mutual cooperation, and security.
Modeled after the institutional standards of leading public sector institutions like the Union Bank of India, we prioritize absolute financial security, strict regulatory compliance, and a digital-first approach to customer service.
Plan your investments or estimate your loan EMIs instantly with our precise calculators.
Explore safe savings repositories and low-cost credit facilities tailored for our members.
Fulfill your financial requirements by pledging your household gold. Enjoy lowest interest rates, maximum valuation, and safe storage.
Secure high compounding returns. We offer standard FD options, senior citizen rates, and a special Double Deposit scheme.
Accumulate attractive half-yearly interest on your deposits with convenient liquidity and zero account fees.
Empower your business growth or seasonal working capital cycles with swift secure funding channels.
As a Nidhi Company, we are legally permitted to offer interest rates on deposits that are higher than traditional commercial banks, passing the prosperity directly to our members.
All deposit interest calculations and payout ceilings are monitored strictly under the Nidhi Rules, 2014, and regulated under the guidelines of Ministry of Corporate Affairs, ensuring compliance.
View Complete Rate Matrix| Scheme Tenure | Regular Citizens (% p.a.) | Senior Citizens (% p.a.) |
|---|---|---|
| 12 Months (1 Year) | 7.00% | 7.50% |
| 24 Months (2 Years) | 8.00% | 8.50% |
| 36 Months (3 Years) | 8.50% | 9.00% |
| 60 Months (5 Years) | 10.00% | 10.50% |
| Savings Account (Daily Balance) | 4.00% p.a. | |
We practice security policies aligned with the national banking security standard. Do not share your login credentials, membership numbers, or passwords. Suryvansh Samriddhi Nidhi will never ask you to transfer funds to any personal account.